PAN Application for NRIs
Applying for or updating a Permanent Account Number as a Non-Resident Indian, OCI holder, or foreign national with Indian income.
NRIs apply for PAN using Form 49AA — the form for individuals who are not Indian citizens, or who are Indian citizens residing outside India — submitted online through NSDL/UTIITSL along with proof of identity, address abroad, and a passport-size photograph. A PAN is required to open certain NRO/NRE accounts for investment purposes, to file an Indian tax return, and to avoid the higher TDS rate that applies without one.
When NRIs need a PAN
PAN is central to almost every India-linked financial transaction, from a bank account to a property sale.
- Opening or operating NRO/NRE/FCNR accounts for certain transactions
- Filing an Indian income tax return or claiming a refund
- Selling or buying immovable property in India
- Investing in Indian mutual funds, shares or other securities
- Avoiding the higher TDS rate applicable where PAN is not furnished
- Updating an existing PAN after a change of name, address or citizenship status
What this service includes
How we help you with your NRI PAN application.
Form 49AA Preparation
Correctly completed application with the right category and supporting details.
Document & Apostille Guidance
Advice on which overseas documents need attestation or apostille.
Application Tracking
Following up the application until the PAN is allotted.
PAN Correction/Update Requests
Updating name, address or other details on an existing PAN.
Our process
From initial consultation to completion.
Eligibility & Document Check
Confirming which form applies to you and what documents you'll need.
Form 49AA Filing
Preparing and submitting the application online with the required proofs.
Application Submission & Tracking
Monitoring the application status through to allotment.
PAN Card Dispatch Follow-up
Ensuring the physical or e-PAN reaches you at your current address.
Why getting the PAN application right matters
What sets our approach apart.
Missing PAN triggers a higher flat TDS rate
Several categories of India income are taxed at a steeper rate at source without a valid PAN on record.
Overseas address proof needs the right documents
Not every foreign ID or utility bill is accepted — we confirm what NSDL/UTIITSL will accept before you apply.
We track until the card is issued
Applications from abroad are more prone to document queries; we follow up so nothing stalls.
your NRI PAN application questions answered
What people ask before engaging us.
You may also need
Other areas we regularly help clients with.
Ready for expert help with your NRI PAN application?
Let our team help you navigate this process with clarity and confidence.