Foreign Company, Deposits & Nidhi
Compliance support spanning three distinct regimes — foreign companies operating in India, deposit acceptance under the Companies Act, and Nidhi company regulation.
Foreign companies with a place of business in India must register with the Registrar and file periodic returns such as Form FC-4; companies accepting deposits from the public or members must comply with the Companies (Acceptance of Deposits) Rules, including filing Form DPT-3; and Nidhi companies, which mobilise savings among their members, must meet minimum membership and net owned fund requirements and file Nidhi-specific returns such as Form NDH-1 and NDH-3. Each regime carries its own registration and reporting obligations distinct from standard company compliance.
What this service covers
Three related but distinct compliance regimes under one service.
- Registering a foreign company's place of business and filing Form FC-1
- Filing annual returns for foreign companies, including Form FC-4
- Structuring deposit acceptance to comply with the Deposit Rules
- Filing Form DPT-3 for deposits and outstanding loans
- Assisting Nidhi companies with NDH-1, NDH-3 and NDH-4 filings
- Advising on Nidhi membership, net owned fund and lending ratio requirements
Three regimes, three sets of obligations
Each with its own registration and reporting cycle.
Foreign Companies
Companies with a place of business in India register and file returns such as FC-1 and FC-4.
Deposit Acceptance
Companies accepting deposits comply with the Deposit Rules and file Form DPT-3 annually.
Nidhi Companies
Member-based savings companies meet Nidhi-specific membership and fund thresholds.
Our process
From initial consultation to completion.
Regime Identification
Determining which of the three regimes applies to the entity or transaction in question.
Registration
Completing the applicable registration — foreign company, deposit scheme or Nidhi status.
Periodic Filing
Filing the recurring returns each regime requires, such as FC-4, DPT-3 or NDH-3.
Threshold Monitoring
Tracking membership, deposit or fund thresholds to keep the entity within permitted limits.
Why these regimes need specialist attention
What sets our approach apart.
Each has its own set of forms
Foreign company, deposit and Nidhi filings don't overlap with standard ROC compliance and are easy to miss if not tracked separately.
Thresholds must be actively monitored
Nidhi companies in particular must continuously meet membership and net owned fund ratios to retain their status.
Deposit rules carry real penalties
Accepting deposits outside the permitted framework can expose a company and its directors to significant penalties.
Foreign Company, Deposits & Nidhi questions answered
What people ask before engaging us.
Operating as a foreign company, deposit taker or Nidhi?
We'll map out exactly what registration and filings apply to you.
