Investments in India
Structuring and managing investments in Indian real estate, equities, mutual funds and fixed income as a Non-Resident Indian (NRI).
NRIs can invest in Indian real estate (except agricultural land, plantation property and farmhouses), listed equities and mutual funds through the Portfolio Investment Scheme (PIS) route via a Non-Resident External (NRE) or Non-Resident Ordinary (NRO) account, and in fixed deposits and government securities. Each asset class carries its own account, reporting and repatriation rules under the Foreign Exchange Management Act (FEMA), and getting the account structure right at the outset avoids complications on exit.
What our investment advisory for NRIs covers
The right entry structure determines how easily you can manage, transfer and eventually repatriate your investment.
- Advising on permitted asset classes under FEMA
- Setting up NRE/NRO/PIS accounts for equity and mutual fund investment
- Structuring real estate purchases and compliance filings
- Tax deducted at source (TDS) planning on investment income
- Portfolio reporting for tax and regulatory purposes
- Exit and repatriation planning for each asset class
What this service includes
Support across the investment lifecycle, from entry to exit.
Real Estate Structuring
Advising on permitted property types, funding routes and compliance for NRI property purchases.
Equity & Mutual Funds
Setting up the Portfolio Investment Scheme (PIS) route and advising on applicable Tax Deducted at Source (TDS).
Fixed Income & Deposits
Guidance on NRE, NRO and FCNR fixed deposits and government securities.
Exit & Repatriation
Planning the sale and repatriation of investment proceeds in line with FEMA limits.
Our process
From initial consultation to completion.
Investment Objective Review
Understanding your investment goals, time horizon and preferred asset classes.
Account & Route Structuring
Setting up the correct NRE/NRO account and PIS registration where required.
Investment Execution
Coordinating documentation for the actual investment — property purchase, demat account, or fixed deposit.
Ongoing Compliance
Handling tax deducted at source, annual reporting and eventual exit or repatriation.
Why investment structuring matters for NRIs
What sets our approach apart.
Not all assets are open to NRIs
Agricultural land, plantation property and farmhouses cannot be purchased by NRIs, and getting this wrong upfront creates regulatory issues later.
Account choice affects taxation
Income and gains from NRE versus NRO-linked investments are taxed differently, and the account used affects repatriability.
Exit is easier when entry is structured well
Investments made through the correct PIS and account route repatriate far more smoothly than ad hoc arrangements.
Investment in India questions answered
What people ask before engaging us.
Looking to invest in India as an NRI?
We'll help you structure the investment correctly from the start.
