Virtual CFO Overview
Finance leadership sized to your business — the reporting, cash flow control and forecasting a CFO brings, delivered by a team on a monthly retainer.
A virtual CFO gives a growing business senior finance leadership — management reporting, cash flow control, budgeting, governance and compliance oversight — on a monthly retainer instead of a full-time salary. It fits companies that have outgrown a bookkeeper but cannot yet justify a CFO's compensation, and the practical difference shows up in decisions: you stop looking at last quarter's numbers and start looking at next quarter's.
What our virtual CFO engagement covers
The finance function of a larger company, run at the scale you actually need.
- Monthly MIS with the metrics your business is actually run on
- Cash flow forecasting and working capital control
- Annual budgets, rolling forecasts and variance analysis
- Unit economics, pricing and margin analysis
- Oversight of statutory compliance across ROC, income tax and GST
- Board reporting, investor updates and due diligence support
Four things a virtual CFO takes off your desk
Reporting, liquidity, planning and governance.
Reporting and MIS
A monthly pack that shows performance against plan, not just a trial balance printed from the accounting software.
Cash flow and working capital
Rolling cash forecasts, receivable and payable ageing, and early warning on the month you will run tight.
Planning and forecasting
Budgets, scenarios and unit economics that connect operating decisions to the financial result.
Governance and controls
Approval limits, segregation of duties, and oversight so statutory deadlines stop being a surprise.
Our process
From first diagnostic to a steady monthly rhythm.
Diagnostic
Reviewing current books, reporting and controls to find what is missing, wrong or slow.
Systems and reporting
Fixing the chart of accounts, the close calendar and the reporting formats you will use every month.
Monthly rhythm
Close, MIS, cash forecast and a review call — on the same dates every month.
Board and investor reporting
Quarterly packs, data rooms and diligence responses when you need to raise or report upward.
Why businesses use a virtual CFO
What sets our approach apart.
A team, not a single hire
You get a qualified lead plus accounting, payroll and compliance support, instead of one person carrying every skill.
Numbers that tie out
The management numbers and the filed numbers come from the same books, so diligence does not turn up two versions of the truth.
Built to hand over
The systems, formats and documentation are designed so an in-house CFO can take over cleanly when you hire one.
Virtual CFO Overview questions answered
What people ask before engaging us.
Need a CFO without the CFO hire?
We will review your current reporting and tell you what is missing before you commit to anything.
